top bank savings account

Top Bank’s Savings Accounts are designed to help you achieve your financial goals with ease and flexibility. Whether you’re saving for your future, supporting your family, or starting small, our savings products offer competitive interest rates and accessible features tailored to your needs.

Savings Deposit individual

TopBank’s Savings Accounts are designed to help you achieve your financial goals with ease and flexibility.

Key Features:

₱1,000 Minimum Initial Deposit
₱1,000 Maintaining Balance (ADB)
₱1,000 monthly adb to earn interest
0.1% Interest Rate
Below Maintaining Balance fee : ₱100
Dormancy fee : ₱30

Fund Access:

Over the counter

Transaction Record

Passbook

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Savings SSS PEnsion

TopBank's SSS Pension Savings is a secure and convenient account for SSS pensioners, offering competitive interest rates and easy fund access for stress-free retirement management.

Key Features:

₱100 Minimum Initial Deposit
₱100 Maintaining Balance (ADB)
₱1000 monthly ADB to earn interest
0.1% Interest Rate
Quarterly Interest Crediting
Below Maintaining Balance fee : ₱10
Dormancy fee : ₱30

Fund Access:

Over-the-counter transactions

Transaction Record

Passbook
SOA

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Student/ SuperKids Savings

A simple savings account designed for students and kids, encouraging good financial habits with competitive interest rates and easy deposits.

Key Features:

₱100 Minimum Initial Deposit
₱100 Maintaining Balance (ADB)
₱1,000 monthly ADB to earn interest
0.1% Interest Rate
Below Maintaining Balance fee : ₱10
Dormancy fee : ₱30
Quarterly Interest Crediting

Fund Access:

Over the counter

Transaction Record

Passbook
SOA

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Instasave

A hassle-free savings account with no minimum maintaining balance, giving you instant access to your funds while earning interest.

Key Features:

‍₱1,000 monthly adb to earn interest
0.1% Interest Rate
Quarterly Interest Crediting
Passbook Fee: ₱50

Fund Access:

Over the counter

Transaction Record

Passbook
SOA

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Unlad savings

A growth-focused savings account designed to help you build a brighter future, with competitive interest rates and features tailored for your financial progress.

Key Features:

‍₱1,000 monthly adb to earn interest
0.1% Interest Rate
Quarterly Interest Crediting
Passbook Fee: ₱50

Fund Access:

Over the counter

Transaction Record

Passbook
SOA

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products

Click each savings account product and see its features to find the right one for you

PERSONAL Dollar Savings

Dollar Savings

Start saving in USD with minimal deposit, enjoy quarterly interest, and access with ease.

Description:

Start saving in USD with minimal deposit, enjoy quarterly interest, and access with ease.

Key features:

USD 100 Minimum Initial Deposit
USD 100 Maintaining Balance (ADB)
USD 200 monthly ADB to earn interest
Based on Market Interest Rate
Quarterly Interest Crediting

Fees and Charges:

Dormancy fee: $1

Fund Access

Over the counter transactions

Transaction Record

Passbook
Statement of Account (SOA)

PERSONAL My e-Pon

My e-Pon

Effortless saving with no balance requirements and easy access.

Description:

Effortless saving with no balance requirements and easy access.

Key features:

‍₱1,000 monthly ADB to earn interest
‍₱50,000 maximum daily balance
‍₱50,000 transaction daily amount limit
Based on Market Interest Rate
Quarterly Interest Crediting

Fees and Charges:

Passbook fee: ₱53.50 (Optional)
Initial ATM Card fee: ₱120

Fund Access

Over the counter
Mobile Banking

Transaction Record

ATM
Passbook
Statement of Account (SOA)

PERSONAL Superkids Savings

Superkids Savings

Perfect for Students and kids learning to save

Description:

Perfect for Students and kids learning to save

Key features:

₱100 Minimum Initial Deposit
₱100 Maintaining Balance (ADB)
₱1,000 monthly ADB to earn interest
Based on Market Interest Rate
Quarterly Interest Crediting

Fees and Charges:

Below Maintaining balance fee: ₱10
Dormancy fee: ₱30

Fund Access

Over the counter

Transaction Record

Passbook
Statement of Account (SOA)
ATM

PERSONAL Savings SSS Pension

Savings SSS Pension

A simple way to grow your funds securely.

Description:

A simple way to grow your funds securely.

Key features:

₱100 Minimum Initial Deposit
₱100 Maintaining Balance (ADB)
₱1,000 monthly ADB to earn interest
Based on Market Interest Rate
Quarterly Interest Crediting

Fees and Charges:

Below Maintaining Balance fee: ₱10
Dormancy fee: ₱30

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Fund Access

Over the counter

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Transaction Record

Passbook
Statement of Account (SOA)
ATM

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PERSONAL Savings Deposit Individual

Savings Deposit Individual

Grow your savings with a passbook account

Description:

Grow your savings with a passbook account

Key features:

₱1,000 Minimum Initial Deposit
₱1,000 Maintaining Balance (ADB)
₱1,000 monthly ADB to earn interest
Based on Market Interest Rate
Quarterly Interest Crediting

Fees and Charges:

Below Maintaining Balance fee: ₱100
Dormancy fee: ₱30

Fund Access

Over the counter

Transaction Record

Passbook
Statement of Account (SOA)
ATM

Savings Deposit Individual

Grow your savings with a passbook account

Description:

"Our most popular savings account, perfect for individuals looking for a secure and accessible way to save."

Minimum Initial Deposit: ₱1,000
Maintaining Balance: ₱1,000
Interest Rate: 0.1%
Quarterly Interest Crediting

Key features:

₱1,000 Minimum Initial Deposit
₱1,000 Maintaining Balance (ADB)
₱1,000 monthly ADB to earn interest
Based on Market Interest Rate
Quarterly Interest Crediting

Fees and Charges:

Below Maintaining Balance fee: ₱100
Dormancy fee: ₱30

Fund Access

Over the counter

Transaction Record

Passbook
Statement of Account (SOA)
ATM

Savings SSS Pension

A simple way to grow your funds securely.

Description:

Enjoy hassle-free saving with our SSS Pension Account—low starting balance, quarterly interest, and easy passbook access. Tailored for pensioners, this account provides a hassle-free way to manage your SSS funds securely.

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Key features:

₱100 Minimum Initial Deposit
₱100 Maintaining Balance (ADB)
₱1,000 monthly ADB to earn interest
Based on Market Interest Rate
Quarterly Interest Crediting

Fees and Charges:

Below Maintaining Balance fee: ₱10
Dormancy fee: ₱30

‍

Fund Access

Over the counter

‍

Transaction Record

Passbook
Statement of Account (SOA)
ATM

‍

Superkids Savings

Perfect for Students and kids learning to save

Description:

Start small, earn interest quarterly, and enjoy easy passbook access.

Key features:

₱100 Minimum Initial Deposit
₱100 Maintaining Balance (ADB)
₱1,000 monthly ADB to earn interest
Based on Market Interest Rate
Quarterly Interest Crediting

Fees and Charges:

Below Maintaining balance fee: ₱10
Dormancy fee: ₱30

Fund Access

Over the counter

Transaction Record

Passbook
Statement of Account (SOA)
ATM

My e-Pon

Effortless saving with no balance requirements and easy access.

Description:

Save effortlessly with My e-Pon. Enjoy interest earnings without maintaining a balance, quarterly interest crediting, and easy access for a small fee.

Key features:

‍₱1,000 monthly ADB to earn interest
‍₱50,000 maximum daily balance
‍₱50,000 transaction daily amount limit
Based on Market Interest Rate
Quarterly Interest Crediting

Fees and Charges:

Passbook fee: ₱53.50 (Optional)
Initial ATM Card fee: ₱120

Fund Access

Over the counter
Mobile Banking

Transaction Record

ATM
Passbook
Statement of Account (SOA)

Dollar Savings

Start saving in USD with minimal deposit, enjoy quarterly interest, and access with ease.

Description:

Dollar Savings Account lets you save in USD with a low initial deposit, quarterly interest, and convenient passbook access. Ideal for those looking to grow their dollar savings securely.

Key features:

USD 100 Minimum Initial Deposit
USD 100 Maintaining Balance (ADB)
USD 200 monthly ADB to earn interest
Based on Market Interest Rate
Quarterly Interest Crediting

Fees and Charges:

Dormancy fee: $1

Fund Access

Over the counter transactions

Transaction Record

Passbook
Statement of Account (SOA)