Branches & ATMs

savings account

Top Bank’s Savings Accounts are designed to help you achieve your financial goals with ease and flexibility. Whether you’re saving for your future, supporting your family, or starting small, our savings products offer competitive interest rates and accessible features tailored to your needs.

Savings Deposit individual

TopBank’s Savings Accounts are designed to help you achieve your financial goals with ease and flexibility.

Key Features: 

  • ₱1,000 Minimum Initial Deposit
  • ₱1,000 Maintaining Balance (ADB)
  • ₱1,000 monthly adb to earn interest
  • 0.1% Interest Rate
  • Below Maintaining Balance fee : ₱100
  • Dormancy fee : ₱30

Fund Access:

  • Over the counter

Transaction Record

  • Passbook

Savings SSS PEnsion

TopBank's SSS Pension Savings is a secure and convenient account for SSS pensioners, offering competitive interest rates and easy fund access for stress-free retirement management.

Key Features: 

  • ₱100 Minimum Initial Deposit
  • ₱100 Maintaining Balance (ADB)
  • ₱1000 monthly ADB to earn interest
  • 0.1% Interest Rate
  • Quarterly Interest Crediting
  • Below Maintaining Balance fee : ₱10
  • Dormancy fee : ₱30

Fund Access:

  • Over-the-counter transactions

Transaction Record

  • Passbook
  • SOA

Student/ SuperKids Savings

A simple savings account designed for students and kids, encouraging good financial habits with competitive interest rates and easy deposits.

Key Features: 

  • ₱100 Minimum Initial Deposit
  • ₱100 Maintaining Balance (ADB)
  • ₱1,000 monthly ADB to earn interest
  • 0.1% Interest Rate
  • Below Maintaining Balance fee : ₱10
  • Dormancy fee : ₱30
  • Quarterly Interest Crediting

Fund Access:

  • Over the counter

Transaction Record

  • Passbook
  • SOA

Instasave

A hassle-free savings account with no minimum maintaining balance, giving you instant access to your funds while earning interest.

Key Features: 

  • ₱1,000 monthly adb to earn interest
  • 0.1% Interest Rate
  • Quarterly Interest Crediting
  • Passbook Fee: ₱50

Fund Access:

  • Over the counter

Transaction Record

  • Passbook
  • SOA

Unlad savings

A growth-focused savings account designed to help you build a brighter future, with competitive interest rates and features tailored for your financial progress.

Key Features: 

  • ₱1,000 monthly adb to earn interest
  • 0.1% Interest Rate
  • Quarterly Interest Crediting
  • Passbook Fee: ₱50

Fund Access:

  • Over the counter

Transaction Record

  • Passbook
  • SOA

products

Click each savings account product and see its features to find the right one for you

Savings deposit individual

Grow your savings with a passbook account.

Description: 

Start with Php 1,000, earn interest quarterly, and grow your savings while providing you with easy access to your funds.

Key Features: 

  • ₱1,000 Minimum Initial Deposit
  • ₱1,000 Maintaining Balance (ADB)
  • ₱1,000 monthly ADB to earn interest
  • Based on Market Interest Rate
  • Quarterly Interest Crediting

Fees and Charges

  • Below Maintaining Balance fee: ₱100
  • Dormancy fee: ₱30

Fund Access:

  • Over the counter

Transaction Record

  • Passbook
  • Statement of Account (SOA)
  • ATM

Savings SSS Pension

A simple way to grow your funds securely.

Description: 

Enjoy hassle-free saving with our SSS Pension Account—low starting balance, quarterly interest, and easy passbook access.

Key Features: 

  • ₱100 Minimum Initial Deposit
  • ₱100 Maintaining Balance (ADB)
  • ₱1,000 monthly ADB to earn interest
  • Based on Market Interest Rate
  • Quarterly Interest Crediting

Fees and Charges:

  • Below Maintaining Balance fee: ₱10
  • Dormancy fee: ₱30

Fund Access:

  • Over the counter

Transaction Record

  • Passbook
  • Statement of Account (SOA)
  • ATM

Superkids Savings

Perfect for students and kids learning to save.

Description: 

Start small, earn interest quarterly, and enjoy easy passbook access.

Key Features: 

  • ₱100 Minimum Initial Deposit
  • ₱100 Maintaining Balance (ADB)
  • ₱1,000 monthly ADB to earn interest
  • Based on Market Interest Rate
  • Quarterly Interest Crediting

Fees and Charges:

  • Below Maintaining balance fee: ₱10
  • Dormancy fee: ₱30

Fund Access:

  • Over the counter

Transaction Record

  • Passbook
  • Statement of Account (SOA)
  • ATM

My E-pon

Effortless saving with no balance requirements and easy access.

Description: 

Save effortlessly with My e-Pon. Enjoy interest earnings without maintaining a balance, quarterly interest crediting, and easy access for a small fee.

Key Features: 

  • ₱1,000 monthly ADB to earn interest
  • ₱50,000 maximum daily balance
  • ₱50,000 transaction daily amount limit
  • Based on Market Interest Rate
  • Quarterly Interest Crediting

Fees and Charges

  • Passbook fee: ₱53.50 (Optional)
  • Initial ATM Card fee: ₱120

Fund Access:

  • Over the counter
  • Mobile Banking

Transaction Record

  • ATM
  • Passbook
  • Statement of Account (SOA)

Dollar Savings

Start saving in USD with minimal deposit, enjoy quarterly interest, and access with ease.

Description

Dollar Savings Account lets you save in USD with a low initial deposit, quarterly interest, and convenient passbook access. Ideal for those looking to grow their dollar savings securely.

Key Features: 

  • USD 100 Minimum Initial Deposit
  • USD 100 Maintaining Balance (ADB)
  • USD 200 monthly ADB to earn interest
  • Based on Market Interest Rate
  • Quarterly Interest Crediting

Fees and Charges:

  • Dormancy fee: $1

Fund Access:

  • Over the counter transactions

Transaction Record

  • Passbook
  • Statement of Account (SOA)

Savings deposit individual

Grow your savings with a passbook account.

Description: 

Start with Php 1,000, earn interest quarterly, and grow your savings while providing you with easy access to your funds.

Key Features: 

  • ₱1,000 Minimum Initial Deposit
  • ₱1,000 Maintaining Balance (ADB)
  • ₱1,000 monthly ADB to earn interest
  • Based on Market Interest Rate
  • Quarterly Interest Crediting

Fees and Charges

  • Below Maintaining Balance fee: ₱100
  • Dormancy fee: ₱30

Fund Access:

  • Over the counter

Transaction Record

  • Passbook
  • Statement of Account (SOA)
  • ATM

Savings SSS Pension

A simple way to grow your funds securely.

Description: 

Enjoy hassle-free saving with our SSS Pension Account—low starting balance, quarterly interest, and easy passbook access.

Key Features: 

  • ₱100 Minimum Initial Deposit
  • ₱100 Maintaining Balance (ADB)
  • ₱1,000 monthly ADB to earn interest
  • Based on Market Interest Rate
  • Quarterly Interest Crediting

Fees and Charges:

  • Below Maintaining Balance fee: ₱10
  • Dormancy fee: ₱30

Fund Access:

  • Over the counter

Transaction Record

  • Passbook
  • Statement of Account (SOA)
  • ATM

Superkids Savings

Perfect for students and kids learning to save.

Description: 

Start small, earn interest quarterly, and enjoy easy passbook access.

Key Features: 

  • ₱100 Minimum Initial Deposit
  • ₱100 Maintaining Balance (ADB)
  • ₱1,000 monthly ADB to earn interest
  • Based on Market Interest Rate
  • Quarterly Interest Crediting

Fees and Charges:

  • Below Maintaining balance fee: ₱10
  • Dormancy fee: ₱30

Fund Access:

  • Over the counter

Transaction Record

  • Passbook
  • Statement of Account (SOA)
  • ATM

My E-pon

Effortless saving with no balance requirements and easy access.

Description: 

Save effortlessly with My e-Pon. Enjoy interest earnings without maintaining a balance, quarterly interest crediting, and easy access for a small fee.

Key Features: 

  • ₱1,000 monthly ADB to earn interest
  • ₱50,000 maximum daily balance
  • ₱50,000 transaction daily amount limit
  • Based on Market Interest Rate
  • Quarterly Interest Crediting

Fees and Charges

  • Passbook fee: ₱53.50 (Optional)
  • Initial ATM Card fee: ₱120

Fund Access:

  • Over the counter
  • Mobile Banking

Transaction Record

  • ATM
  • Passbook
  • Statement of Account (SOA)

Dollar Savings

Start saving in USD with minimal deposit, enjoy quarterly interest, and access with ease.

Description

Dollar Savings Account lets you save in USD with a low initial deposit, quarterly interest, and convenient passbook access. Ideal for those looking to grow their dollar savings securely.

Key Features: 

  • USD 100 Minimum Initial Deposit
  • USD 100 Maintaining Balance (ADB)
  • USD 200 monthly ADB to earn interest
  • Based on Market Interest Rate
  • Quarterly Interest Crediting

Fees and Charges:

  • Dormancy fee: $1

Fund Access:

  • Over the counter transactions

Transaction Record

  • Passbook
  • Statement of Account (SOA)

account opening requirements

Basic Requirements
Accepted IDs for Account Opening