Branches & ATMs

Salary loan

Top Bank’s Salary Loan is designed to provide accredited companies’ employees with quick and reliable financial support. Whether it’s for unexpected expenses, education, or medical emergencies, our salary loans feature fast processing, low interest rates, and flexible payment options. Borrow confidently and manage repayments easily.

Loanable amount

Php 10,000 to Php 2,000,000
*depending on capacity to pay

Loan term

6 to 36 months

interest rate

Prevailing rate upon company accreditation

payment options

  • Salary Deduction

eligibility

Individual / Borrower

  • Filipino Citizen aged 21 to 65 years old
  • 1 year regular and permanent status in a company accredited by the Bank

Company Accreditation

  • Registered and in Business for at least 3 years
  • Last 2 years profitable based on AFS
  • With a minimum of 50 regular employees
  • Within serviceable area of the Bank

requirements

Individual / Borrower

  • TopBank SL Application Form
  • Photocopy Company ID
  • Photocopy of Government-issued ID
  • Last 1 month Payslip or ITR/BIR Form 2316
  • Proof of Billing

Company Accreditation

  • Business Registration Papers
  • Articles of Incorporation and By-Laws
  • 3 years Audited Financial Statements (AFS) with ITR
  • General Information Sheet
  • Company Profile / Background of Owners
*Complete requirements should be submitted to your company's HR Department or authorized contact person

Would you like to accredit your company?
Contact us today at salary.loans@topbank.com.ph