Branches & ATMs

Personal loan

Top Bank’s Personal Loan is your partner for turning plans into reality. Whether you’re consolidating debt, funding education, or covering unexpected expenses, our personal loans come with flexible terms, competitive rates, and quick approvals. Apply today and make your plans happen.

Loanable amount

Php 30,000 to Php 2,000,000
*depending on capacity to pay

Loan term

12 to 36 months

interest rate

Prevailing rate upon application

payment options

  • Post Dated Checks
  • Auto Debit Arrangement

eligibility

Individual / Borrower

  • Filipino Citizen aged 21 to 65 years old
  • With home or office landline
  • Living in rented or owned residence for at least 1 year

Employed

  • 1 year regular and permanent status with present employer

Self Employed / Professionals

  • 2 years existing business/practicing professional with profitable operations

requirements

Employed

  • TopBank PL Application Form
  • Photocopy Company ID
  • Photocopy Government-issued ID
  • Certificate of Employment with Compensation
  • Last 1 month Payslip or ITR/BIR Form 2316
  • Proof of Billing

Self Employed / Professionals

  • Top Bank PL Application Form
  • Photocopy of 2 Government-issued IDs
  • Business Registration
  • Latest Bank Statements
  • Proof of Billing
  • Trade References
*additional documents may be required by the Bank

apply now!
Loan Calculator
Any questions? Contact us today! personal.loans@topbank.com.ph