sme loan

At Top Bank, we understand the challenges and opportunities faced by small and medium enterprises (SMEs). Our SME Loan is designed to provide the financial support you need to expand operations, purchase equipment, or manage cash flow. With competitive rates, flexible terms, and quick approvals, we help you focus on growing your business.

Loanable amount

Php 1,000,000 to Single Borrower's Limit

Loan term

12 to 120 months

interest rate

Prevailing rate upon application

payment options

Over the counter
PDC
Auto Debit Arrangement

eligibility

Age of borrower 21 to 65 years old at the end of loan term
Business whether single proprietorship, cooperative, partnership or corporation and duly registered with the appropriate agencies.
100% Filipino owned (if single prop or partnership) / 60% Filipino owned if capital
Business operating and profitable for the last 3 years

requirements

SME Loan Application Form
Collateral documents
Certified True Copy of Titles
3 years Financial Statements (Audited & In-house)
6 months Bank statements

Any questions? Contact us today! SME.loans@topbank.com.ph