Microfinance loan

Micro and Small businesses are the backbone of communities, and at Top Bank, we’re committed to helping them thrive. The UNLAD Express Loan is a quick and reliable financing solution for micro and small enterprises, offering low rates, simple terms, and fast approvals. Whether you need funds for inventory, equipment, or daily operations, we’re here to support your growth.

Loanable amount

Php 20,000 to Php 2,000,000
*depending on capacity to pay

Loan term

3 to 12 months

interest rate

2.5% to 4.5% per month

payment options

Weekly
Monthly

eligibility

With existing business for at least 1 year
21 to 60 years old
Homeowners – at least 1 year residing in home address
Renting – at least 3 years residing in present address
Daily Sales – at least P750 per day / P5,250 per week

requirements

Valid ID (Borrower and Co-Borrower)
Photo ID (Borrower and Co-Borrower)
Business Permit (LGU or Barangay)
Proof of Sales and Purchases / Sales Records
Meralco / Electricity Bill / Proof of Billing
Co Borrower / Co-maker
Barangay Clearance
Contract of lease (if renting)

*additional documents may be required by the Bank

Loan Calculator

Interesado mag loan?
Pumunta sa pinaka malapit na Top Bank sa inyong lugar
or email microfinancedivision@topbank.com.ph

Microfinance loan

Loanable amount

Loan term

interest rate

payment options

eligibility

requirements

microfinance loan

Microfinance Product

₱0.00

Amortization Due*