Corporate smart
Top Bank Corporate Smart Account is a specialized checking account designed for businesses, combining the convenience of a checking account with the added benefit of earning interest on your balance. It offers a smart solution for managing daily transactions while ensuring your funds work harder for you.
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Smart Account Corporate
Provides flexibility with passbook, checkbook, and over-the-counter access, along with quarterly interest.
Description:
Our Corporate Smart Account provides flexibility with passbook, checkbook, and over-the-counter access. Ideal for businesses that prioritize convenience, control, and earning quarterly interest on their funds.
Key Features:
- ₱15,000 Minimum Initial Deposit
- ₱50,000 Maintaining Balance (ADB)
- ₱200,000 Monthly ADB to earn interest
- Based on Market Interest Rate
- Quarterly Interest Crediting
Fund Access:
- Below Maintaining Balance fee: ₱500
- Dormancy fee: ₱30
- Checkbooklet fee: ₱550
Fund Access:
- Over the counter transactions
- Checkbook
Fund Access:
- Passbook
- Statement of Account (SOA)
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Smart Account Corporate
Provides flexibility with passbook, checkbook, and over-the-counter access, along with quarterly interest.
Description:
Our Corporate Smart Account provides flexibility with passbook, checkbook, and over-the-counter access. Ideal for businesses that prioritize convenience, control, and earning quarterly interest on their funds.
Key Features:
- ₱15,000 Minimum Initial Deposit
- ₱50,000 Maintaining Balance (ADB)
- ₱200,000 Monthly ADB to earn interest
- Based on Market Interest Rate
- Quarterly Interest Crediting
Fund Access:
- Below Maintaining Balance fee: ₱500
- Dormancy fee: ₱30
- Checkbooklet fee: ₱550
Fund Access:
- Over the counter transactions
- Checkbook
Fund Access:
- Passbook
- Statement of Account (SOA)
account opening requirements
Corporate Requirements
- A valid government-issued ID for authorized signatories.
- Business registration documents (e.g., SEC or DTI registration).
- Articles of Incorporation / Partnership[MM1] or Association.
- Proof of address for your business (e.g., utility bill).
- Secretary Certificate / Board Resolution or Partnership Resolution
- Latest General Information Sheet
- Business Permit
Accepted IDs for Account Opening
- Philippine National ID (PhilSys ID)/PhilSys Digital ID/Printed ePhil ID
- Philippine Passport
- Foreign Governments Passport with Alien Certificate of Registration Identity Cards (ACR-I Card)
- Driver’s License
- Professional Regulation Commission (PRC) ID
- Government Service Insurance System (GSIS) e-card
- Social Security System (SSS) card
- Seaman’s book
- Integrated Bar of the Philippines ID
- Postal ID
- Voter’s ID
- Tax Identification Number
- Barangay Certification
- Senior Citizen card
- Overseas Workers Welfare Administration (OWWA) ID
- Overseas Filipino Workers (OFW) ID
- Government Office and Government-owned and controlled corporation (GOCC) ID (e.g., AFP, UMID, PhilHealth, HDMF IDs)
- Certification from the NCWDP
- DSWD Certification
- Company IDs issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC or IC.
- Professional Identification Cards issued by the Maritime Industry Authority (MARINA) (Memorandum No. M-2016-019 dated 29 November 2016)