top bank Checking account

Simplify your finances with a Top Bank Checking Account that gives you powerful financial flexibility, with convenient checkbook access and over-the-counter transactions—perfect for seamless daily banking.

products

PERSONAL Individual Account

PERSONAL Individual Account

Individual Checking Account
Unlock financial ease with the Individual Checking Account, featuring checkbook access and convenient over-the-counter services.

Description:

Unlock financial ease with the Individual Checking Account, featuring checkbook access and convenient over-the-counter services.

Key features:

  • ₱10,000 Minimum Initial Deposit
  • ₱10,000 Maintaining Balance (ADB)

Fees and Charges:

  • Below Maintaining Balance fee: ₱500
  • Dormancy fee: ₱30

Fund Access

  • Checkbook
  • Over the counter transactions
  • ATM

Transaction Record

  • Statement of Account (SOA)
PERSONAL Smart Account Individual

PERSONAL Smart Account Individual

Smart Account Individual
Offers flexibility with ATM, checkbook, mobile banking, and over-the-counter access, plus quarterly interest.

Description:

Offers flexibility with ATM, checkbook, mobile banking, and over-the-counter access, plus quarterly interest.

Key features:

  • ₱15,000 Minimum Initial Deposit
  • ₱15,000 Maintaining Balance (ADB)
  • ₱50,000 monthly ADB to earn interest
  • Based on Market Interest Rate
  • Quarterly Interest Crediting

Fees and Charges:

  • Below Maintaining Balance fee: ₱500
  • Dormancy fee: ₱30
  • Initial ATM Card Issuance fee: Free
  • Initial ATM Card Replacement: ₱150
  • Checkbooklet fee: ₱350

Fund Access

  • ATM
  • Checkbook
  • Over the counter transactions
  • Mobile Banking

Transaction Record

  • Passbook
  • Statement of Account (SOA)

Individual Checking Account

Individual Checking Account
Unlock financial ease with the Individual Checking Account, featuring checkbook access and convenient over-the-counter services.

Description:

Our Individual Checking Account gives you powerful financial flexibility, with convenient checkbook access and over-the-counter transactions—perfect for seamless daily banking.

Key features:

  • ₱10,000 Minimum Initial Deposit
  • ₱10,000 Maintaining Balance (ADB)

Fees and Charges:

  • Below Maintaining Balance fee: ₱500
  • Dormancy fee: ₱30

Fund Access

  • Checkbook
  • Over the counter transactions
  • ATM

Transaction Record

  • Statement of Account (SOA)

Smart Account Individual

Smart Account Individual
Offers flexibility with ATM, checkbook, mobile banking, and over-the-counter access, plus quarterly interest.

Description:

Our Individual Smart Account provides ultimate flexibility with ATM, checkbook, mobile banking, and over-the-counter access. Perfect for individuals seeking convenience, control, and quarterly interest on their funds.

Key features:

  • ₱15,000 Minimum Initial Deposit
  • ₱15,000 Maintaining Balance (ADB)
  • ₱50,000 monthly ADB to earn interest
  • Based on Market Interest Rate
  • Quarterly Interest Crediting

Fees and Charges:

  • Below Maintaining Balance fee: ₱500
  • Dormancy fee: ₱30
  • Initial ATM Card Issuance fee: Free
  • Initial ATM Card Replacement: ₱150
  • Checkbooklet fee: ₱350

Fund Access

  • ATM
  • Checkbook
  • Over the counter transactions
  • Mobile Banking

Transaction Record

  • Passbook
  • Statement of Account (SOA)

account opening requirements

Basic Requirements
Accepted IDs for Account Opening